s
-
Popular
15 Web Sites for Finding Shopping Deals Online
There’s really no reason to pay full retail price for most products because there are so many resources on the Web that can help you compare prices, score discounts and get the best deals. Here are 15 of our favorite sites that can help you save money when you shop online. And all have free […]
-
Popular
10 Steps to Repair, Rebuild, and Protect Your Credit
Image Source: Forbes.com We recently received a question from someone wondering how he could rebuild his credit after a bankruptcy. Here some steps to take: 1) Fix any errors in your credit report. It’s bad enough if you’ve made your share of mistakes in the past so you certainly don’t want to be penalized for […]
-
Popular
Credit Repair: How to Help Yourself
You see the ads in newspapers, on TV, and online. You hear them on the radio. You get fliers in the mail, email messages, and maybe even calls offering credit repair services. They all make the same claims: “Credit problems? No problem!” “We can remove bankruptcies, judgments, liens, and bad loans from your credit file […]
-
How to repair my credit and improve my FICO Scores
How to repair my credit and improve my FICO Scores It’s important to note that repairing bad credit is a bit like losing weight: It takes time and there is no quick way to fix a credit score. In fact, out of all of the ways to improve a credit score, quick-fix efforts are the […]
-
Popular
Rent To Own Process
JustRentToOwn [CC BY-SA 4.0], via Wikimedia Commons
-
Rent-to-Own Homes Make a Comeback
Wall Street firms have found a new way to profit from consumers with blemished credit who can’t qualify for a mortgage: let them rent a home first with the option to buy it later. Rent-to-own programs, once run mainly by small operators, were popular with cash-strapped consumers during the 1990s. They faded a decade later […]
-
Popular
First-Time Homebuyers: Time to Consider Rent-to-Own?
A rent-to-own home, or lease-purchase agreement, might seem like the perfect solution for the can’t-quite-get-there homebuyer. Maybe your credit needs a few touch-ups, or you don’t have a down payment in the bank yet. A lease-purchase agreement can get you in a home of your own while you sort out the buying details, right? Yes — but […]
-
Popular
Rent-To-Own Homes: How The Process Works
In a typical home purchase, the sale takes place shortly after the offer has been accepted, and the transaction is completed at closing. Since most buyers don’t have the money to pay cash, a mortgage is usually used to finance the purchase: The buyer puts down a certain percentage of the purchase price (the down […]
-
Popular
Beware the Pitfalls of Rent-to-Own Homes
Image Source: Quicken Loans You’re ready to buy a home, but there’s a problem – you can’t qualify for a mortgage loan. Maybe your credit score is low, or maybe you simply have too much debt and not enough income coming in each month. This doesn’t mean that owning a home is out of your […]
-
Rent to own homes: When it’s not time to buy
Image Source: Bankrate.com Just a few years ago, you hardly ever heard the term “rent to own” in a market where homeowners had multiple bids from which to choose. But now, it’s a different ballgame. Homeowners may be more willing to work out rent-to-own agreements, even with people who would be turned down for home […]
